Types Of Credit Cards For Safe Online Shopping
by Admin | May 19, 2021Online shopping is becoming more and more popular, but there are still many who are reluctant to do so out of fear or distrust. Is this your case?
Well, you should know that there are credit cards ideal to solve this problem in a comfortable and safe way.
It is a reality that more and more users make all their purchases through the Internet, since the online world offers a wide range of advantages and products that physical stores can not offer.
However, there still remains a sector of society that resists this type of shopping. The main reason is the distrust that often generates not knowing from whom or where you are making the purchase.
In addition, many people may find it uncomfortable to have to enter their bank details on a website, as they do not know to whom they are providing these data and what they can do with them.
Faced with this situation, it is very important to know that today there are several options that make online shopping completely safe.
For this it is very important to choose the right card to buy on the Internet, and in this task we will guide you with this article.
Nowadays, many banks have their own online card services that are used exclusively to make purchases on the Internet.
It is important to know all the guarantees and insurances they can offer.
Prepaid cards
Prepaid cards are one of the most common options chosen by online shoppers.
It is one of the safest payment methods, since to use them they need to be previously charged by the cardholder, so it allows to control expenses and use only the amount of money deposited on the card.
In other words, reloadable cards are issued without funds, which means that the cardholder is obliged to reload it in order to use it with the amount considered to be spent. They are a kind of purse in the form of a card.
They differ from credit or debit cards because they do not have to be linked to any bank account. Moreover, they do not have to have a specific cardholder, i.e., whoever has it can recharge it and use it for online shopping.
This loading system means that, in the event of theft, loss or decryption of the numbers and PIN, the person will only be able to use the amount of money that was inside the card. For example, if $20 had been loaded, no more than that amount of money can be spent.
Although they have been designed as cards for online shopping, prepaid cards can also be used in physical stores.
The great advantage of this type of card is that the available monetary fund is always limited, whatever our balance in the bank account, since we must remember that they are not linked to each other, so our money will always be safe.
Virtual Cards
Virtual cards have been created to put an end to the fear of providing credit or debit card details or even our bank account details.
It is a kind of prepaid card but it is designed only to make purchases and payments over the Internet. In this way, it offers users different additional security guarantees.
Virtual cards do not have a specific card number or security code, but they change every time a purchase is made. In this way, the card data will never be the same, and no one will be able to hack it because the one you used at first will never exist again.
Cards for online shopping
Advantages of cards for online shopping
The best cards for online shopping
Nowadays, many banks have their own online card services that are used exclusively to make purchases on the Internet.
It is important to know all the guarantees and insurances they can offer.